16
+
YEARS
Consistent Results. Global Confidence
105
+
COUNTRIES
Trusted by Advisors and Clients across the Globe
USD 3
+
BILLION
Assets Protected. Futures Secured
Trusted Provider
International Assurance(IAL) is a licensed long-term insurer regulated by the Mauritius Financial Services Commission. As a well-established provider of international life insurance and investment-linked solutions, we support advisors and clients with regulated structures designed for wealth planning, asset protection, succession planning and long-term financial security.
Global Reach
IAL serves policyholders in more than 105 countries, providing internationally portable insurance and investment-linked solutions for clients with cross-border financial needs. Our operational scale allows advisors to support globally mobile clients, high-net-worth individuals, family offices, corporates and advisors with structures that can adapt across jurisdictions, currencies and life stages.
Sophisticated Wealth Structuring
We specialise in flexible wealth structures for high-net-worth individuals, family offices, corporates and long-term investors. Our solutions include Linked Investment Policies (Lump Sum Investment Plan), retirement planning structures, corporate savings schemes, group life insurance and bespoke life insurance solutions. These structures are designed to support potential tax efficiency, estate planning, beneficiary nomination, investment flexibility and cross-border continuity.
Commitment to Policyholders
We place policyholder interests at the centre of our business. Our approach is built on integrity, transparency, disciplined governance and advisor-led service. By working closely with professional financial advisors, we help ensure that each solution is structured, administered and supported with care, precision and long-term accountability.
Strategic Location
IAL is headquartered in Mauritius, a recognised international financial centre with a well-regulated insurance sector and a strong legal and governance framework. Mauritius provides a strategic base for cross-border wealth structuring, enabling IAL to deliver internationally aligned solutions supported by regulatory oversight, jurisdictional stability and global market access.
Responsible Business
IAL is committed to responsible business practices, sound risk management and long-term stakeholder value. We focus on sustainable growth, strong governance, operational resilience and enduring relationships with advisors, policyholders, service providers and partners.
Sophisticated Global Wealth Solutions
IAL delivers flexible, advisor-led wealth solutions for globally mobile clients, high-net-worth individuals, family offices and corporates through investment-linked policies, retirement planning, life insurance and employee benefit structures. Through open-architecture investment access across global markets and alternative assets, our internationally portable solutions are designed to support wealth structuring, long-term continuity, protection and cross-border financial planning with greater flexibility, precision and strategic clarity.
OUR REINSURANCE PANEL
INDIVIDUAL SOLUTIONS
CORPORATE SOLUTIONS
What products does International Assurance Limited PCC offer?
International Assurance Limited PCC offers international insurance, investment, savings, retirement and employee benefit solutions, including Linked Investment Policy (Lump Sum Investment Plan), Regular Savings Plans, Pension Planning Solutions, Corporate Savings Schemes, Group Life Insurance and Individual Life Insurance.
Who are IAL’s products designed for?
IAL’s products are designed for Independent Financial Advisors, high-net-worth individuals, families, trusts, family offices, corporates, employees, entrepreneurs and globally mobile clients with cross-border financial planning needs.
What is the benefit of IAL’s open-architecture investment approach?
IAL’s open-architecture approach allows advisors and clients to access a broad range of approved global investment assets, including funds, equities, bonds, ETFs, structured notes, private equity and other eligible investments, depending on the product structure and client suitability.
Why does IAL use a Protected Cell Company structure?
IAL operates as a Protected Cell Company, allowing policyholder assets to be legally segregated within separate cells. This supports ring-fencing, asset protection and reduced exposure to liabilities from other cells or the company’s core assets.
Can IAL products support cross-border planning?
Yes. IAL’s products are designed for international and globally mobile clients who require multi-currency flexibility, portability, compliant reporting and wealth planning structures that can adapt across jurisdictions.
THE PULSE
TRUSTED BY ADVISORS WORLDWIDE
Financial Advisors: Work With IAL
Apply to become an approved Financial Advisor with International Assurance Limited PCC. Once approved, you can introduce eligible clients to IAL’s range of international life insurance, investment-linked and wealth structuring solutions.
Protected Cell Company (PCC)
Every policy is held within a legally segregated Protected Cell, ensuring ring-fenced assets and liabilities under Mauritius PCC legislation.
AA+ Rated Reinsurance
Supported by reinsurance arrangements involving Gallagher Re, Generali, Kenya Re, Hollard and Gen Re, providing enhanced security and long-term confidence.
Global Policy Portability
Designed for internationally mobile clients, allowing policies to remain effective across multiple jurisdictions and changing residencies.
Open architecture investing
Access equities, ETFs, bonds, private equity, structured notes and other eligible investment assets through a single policy structure.
24/7 Online Portfolio Access
Monitor valuations, holdings, transactions and policy information anytime through IAL's secure online portal.
Advisor Support
Advisors have access to our support team throughout the policy lifecycle, helping with onboarding, administration, and ongoing policy servicing.
AWARD WINNING
2024
Fastest Growing Life Assurance Company
&
Best Insurance Solutions Provider


2025
Leading Offshore Insurance Provider

2026
Excellence in Global Financial Solutions Mauritius 2026


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